In our last issue of Spotlight News, we introduced an exclusive Healthcare Offering from Expediter Services designed specifically for Independent contractors. This new plan is a great way to take advantage of the savings and stability offered by our association with Independent Truckers Group (ITG).
Jason Williams, President, Expediter Services, says the new healthcare plan represents a great opportunity for contractors to get real healthcare at competitive prices. “Our tie-in with ITG is a win-win for independent contractors. The coverage is real, and offered exclusively to Expediter Services contractors in our market. We hope every contractor takes advantage of this opportunity to cut costs and mitigate risk following a volatile presidential election.”
Affordable, Attainable & Sustainable Health Insurance
From an insurance standpoint, independent contractors have not had coverage as a “group”, because they are self employed, as opposed to drivers who may work for an employer. This situation has made it difficult for contractors to purchase insurance that’s affordable and ACA (Affordable Care Act) compliant. ES’s community benefits from ITG’s ability to pull together a large and diverse risk pool in order to make health insurance offerings affordable, attainable and sustainable.
The new healthcare offering provides minimum essential coverage, as required by the Affordable Care Act. The ACA states that an individual must be compliant in order to AVOID paying the PENALTY, based upon their current tax year. This new plan meets these requirements, so you pay no penalty for healthcare coverage. A real plus!
How it Works
ITG’s insurance coverage and member benefits are available exclusively to contractors in the expediting segment who are affiliated with Expediter Services. Members will receive a Rewards Card that can be used at approved vendors (Chili’s, TGI Friday’s, Dunkin Donuts, McDonalds, Subway and thousands more) in order to get real discounts. These are actual dollars that contractors already are spending. $250 will be applied to each member’s card monthly that rolls up. The Rewards Card is a perfect trade off that’s real and tangible, allowing the card holder, to apply money toward benefits you must have, such as insurance coverage.
Affordable Cost for Membership
To be a member of the Independent Truckers Group there’s a monthly fee of only $10. This small amount is a “ticket of entry” that allows members to be eligible for a number of benefits, regardless if any other actions are taken within the group. It also gives members access to other insurance products. In addition to providing ACA minimum coverage, the program provides insurance plans for dental, vision, disability and life insurance. These services are a “one-stop-shop”, where agents can help walk members through a number of different offerings, in order to choose the coverage that’s right for you, saving both time and money. ES will provide affiliated contractors with settlement deductions that will be automatically paid to ITG. This makes the process easy, avoiding potential lapses in coverage.
Even in light of a change in the White House, you still need health insurance. One thing is for sure, change is always on the horizon but you have to make decisions based on the current requirements. And rest assured, ES is already preparing for any future changes in requirements and regulations, so you can have coverage that’s affordable and available.